Posted by Richard P. Hastings | Jan 28, 2013 | 0 Comments

WHAT IS MY CT ACCIDENT CASE WORTH?  If you're involved in a serious Norwalk Connecticut motor vehicle accident case one of the questions that you'll have is what types of damages are you entitled to recover as a result of the negligence of another. Oftentimes what will happen is the insurance adjuster of the at-fault party will contact you to discuss the facts of your case. The insurance adjuster will want to ask you a number of questions about what happened, how you are feeling, what injuries and damages you sustained, whether or not you might have avoided the accident, whether or not you had any pre-existing injuries or damages, and various other questions meant to get information that is designed to allow the adjuster to pay you the least amount of money possible.

You should never speak with the insurance adjuster of the at fault party unless and until you speak with an experienced CT personal injury lawyer. One of the things that the insurance adjuster will want you to believe is that you are entitled to money damages for your medical bills, your lost wages and any damage to your motor vehicle and LITTLE OR NOTHING MORE. The insurance adjuster will take the position that they are your friend and will want to resolve this case as quickly as possible so that you can be compensated for all of your out-of-pocket expenses. You should not believe, for one second that this person is your friend or is looking to help you out economically. This person works for the insurance company of the at-fault party and their sole job is to pay you the least amount of money possible.

Perhaps one of the greatest misconceptions about dealing with the insurance company directly is that you will be treated fairly. This misconception is further advanced by the insurance adjuster because the last thing the adjuster wants you to do is consult with an experienced Connecticut personal injury and accident lawyer. The reason for this is quite simple, you do not know how to deal with a personal injury case, you do not know what damages you are entitled to with regard to your personal injury case, and the insurance adjuster is then placed in the position of advising you as to what is fair and reasonable compensation for the injuries that you sustained as a result of the negligent operation of the insurance company's driver.

Many of us have seen the television show where somebody comes into a pawnshop with a seemingly valuable item, which they show to the pawnshop owner. The pawnshop owner, in certain circumstances, will call in an  "independent" expert to evaluate the item that the person has brought into the point pawnshop. The expert will then examine the item and will announce to both the pawnshop owner and the owner of the item as to why the value is what the expert states it to be. In most cases, the owner of the item will remark that they are shocked that the value is so low. The pawnshop owner will then enter into negotiations with the owner of the object and will in many instances buy the object for what seems to be a very low amount of money.

This is the identical situation that you will be placed in if you deal with the insurance adjuster to try and resolve your own case. First of all, you have little or no experience in dealing with personal injury claims. You will probably have no idea as to the potential value of your case. You will instead rely upon the  "expertise" of the insurance companies adjuster who will tell you the value of your case. You might remark that you thought you would be entitled to more money but the insurance company adjuster will reassure you that this is a fair and reasonable settlement amount. To add insult to injury, the insurance adjuster might tell you that this is her highest and best offer and if you go out and hire a lawyer you will only have to pay a percentage of that recovery when the insurance company will not be offering any more money. It would appear to the injured party that this is the best they can possibly do. In almost every instance, the injured party would be entitled to more money.

So, before you hire a lawyer, speak to an insurance adjuster, or sign any paperwork download a copy of our free e-book "The Crash Course on Personal Injury Claims in Connecticut." Our comprehensive accident and injury book will advise you as to what you should do, what you should not do, how you get better medical care, how you can get better quicker, how you can develop your lost wage claim, and how you can help your attorney get you more money for your case.  The book can be found at www.hcwlaw.com. You can also call us toll-free at 888-244-5480 and speak with one of our experienced Connecticut accident attorneys. We will be happy to answer your questions either on the telephone or during a free no obligation in office consultation. Don't rely upon the insurance company in determining the value of your case. Consult with our experienced Connecticut injury attorneys and accident lawyers so you can have your rights explained to you. Don't get injured a second time by dealing directly with the insurance company. Get the information you need today.

About the Author

Richard P. Hastings

Attorney Hastings concentrates his practice on personal injury and litigation. Devoted to helping those who have suffered some type of wrong, Richard P. Hastings concentrates his law practice on personal injury law.


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