In Connecticut, the process of handling Uber or Lyft accidents involves navigating complex insurance policies and determining liability, which can be challenging due to the unique nature of ridesharing services. The insurance coverage for Uber and Lyft accidents in Connecticut is divided into different periods based on the driver's status at the time of the accident:

• First, When the driver is not logged into the rideshare app. In this case, any claims are directed towards the driver's personal auto insurance.
• Second, When the driver is logged into the app but hasn't accepted a ride request yet. Here, Uber or Lyft provides limited liability coverage, which typically includes up to $50,000 per injured person and $100,000 per accident.
• Third,  When the driver has accepted a ride request and is en route to pick up the passenger. At this stage, the insurance coverage provided by Uber or Lyft increases significantly, often up to $1 million.
• Fourth, While the driver is transporting the passenger. The $1 million coverage continues through this period.

Determining liability in a rideshare accident can be complex. The basic principles of liability apply, but identifying the responsible party and the applicable insurance coverage can be more intricate in ridesharing scenarios. If the rideshare driver is at fault, the rideshare company's insurance typically covers the damages, but this depends on the driver's status (logged into the app, enroute to a passenger, etc.) at the time of the accident.

When pursuing compensation for injuries sustained in a rideshare accident, it's essential to gather comprehensive evidence and information, such as medical records, driver details, witness statements, and photographs of the accident scene. This evidence supports your claim and demonstrates liability.

Due to the complexity of these cases, it's advisable to contact our experienced Connecticut personal injury attorneys. Our accident attorneys will be happy to review your case at no cost or fee. If we decide to represent you, we will do so on a contingency fee basis, and will advance the costs to develop your case. You will not have to pay us any money, unless and until we recover money damages for you. Don't wait until it's too late, contact us today.

FAQs:

1. What are the steps to take if I get hurt in an Uber accident? Firstly, prioritize your health by getting medical help right away. Then, make sure to inform both Uber and your insurance provider about the incident.
2. Is there a deadline for submitting a personal injury claim in California? Yes, in Connecticut, you have a period of two years from the accident date to file a personal injury claim.
3. As an Uber passenger, am I eligible to make an insurance claim if involved in an accident? Absolutely, passengers in Uber accidents are generally eligible to claim under Uber's insurance coverage.