If you have been injured in some type of accident in Connecticut, you should have a great number of questions, such as:
- What should I do first?
- What should I never do?
- What type of doctors should I see?
- Who pays for my medical bills?
- How can I get your car repaired?
- How do I arrange for a rental vehicle and who pays for it?
- How can I go about collecting money damages for your case?
- How long will it take?
- What is my case worth?
- Should I hire a personal injury lawyer?
- Can I attempt to handle your own personal injury case?
- What else do I need to do and how do I get this valuable information?
Most importantly, there is three major reasons why you should contact a Connecticut personal injury lawyer immediately after an accident.
Don’t Leave a Recorded Statement
The first reason you need to contact a Connecticut personal injury lawyer immediately after your accident is because you will receive a telephone call from the insurance adjuster that represents the person who caused the accident. This adjuster might seem quite sympathetic about the fact that you are injured. This person might even apologize about the fact that their insured individual caused your accident. You will be assured that insurance adjuster wants to work with you to see to it that your medical bills are paid, that your lost income is provided to you, and that you are compensated for your injuries and damages. You will probably feel a great sense of relief in thinking that you can deal directly with the insurance adjuster to resolve your case and not have to pay any legal fees. You will also be told that the insurance adjuster needs to take a recorded statement from you to begin processing your claim.
All of the information set forth above seems quite logical. After all, you might try to first attempt to resolve your case, by yourself, and if it gets complicated then you might think about calling a Connecticut personal injury lawyer. The problem is that you will have already made a huge mistake by giving a recorded statement to the insurance adjuster which you should never do. In fact, you might have already significantly reduced the value of your case or you may have even completely destroyed your case by virtue of the recorded statement that you have given the insurance adjuster.
You need to understand, first and foremost, that the insurance adjuster’s job is to pay you the least amount of money possible for your accident and injury case. Insurance companies are publicly traded corporations that owe their shareholders a fiduciary duty to maximize the amount of money that they make for the insurance company. The less money they paid to injured accident victims, the greater their profits and the more money they will have to disburse to shareholders.
Thus, when the insurance adjuster tells you that they would like to work with you directly to resolve your case without the need for you to hire a lawyer, the hair on the back of your neck should stand up. You should not speak with that individual any further, and you should immediately contact an experienced Connecticut personal injury attorney.
Don’t Let Your Ignorance Be Used Against You
The second reason you need to contact a personal injury lawyer immediately after your accident is because there is too much at stake for you to be engaged in on-the-job training. In other words, chances are you will not have a clue as to what you should be doing and what you should not be doing. Any potential mistake you make could literally end up costing you tens of thousands of dollars.
For example, if you represent yourself the insurance adjuster will tell you what your case is worth. The insurance adjuster is not looking to do what is fair and right. The insurance adjuster wants you to pay the least amount of money possible. If you lose, the insurance adjuster wins. So there is a great imbalance of power, knowledge and training in that the adjuster will know far more about personally injury cases then you will and the adjuster will use your ignorance against you. You need to level the playing field so you can have a trained professional at your side. After all, an Insurance Institute study found that clients who are represented by attorneys end up with more money in their pockets, after paying legal fees, than do injured parties that represent themselves.
Don’t Let Free Information Go to Waste
The third reason you need to contact a personal injury lawyer after your Connecticut accident is because the information that you will get is free and without any obligation. Why would you attempt to represent yourself without getting detailed knowledge and information about what how you should proceed? After all of your questions are answered and you review all of the materials that you’re provided, you can make an intelligent and informed decision as to how you would like to proceed with your important accident or injury case.
Lastly, our Connecticut car accident lawyers take these cases on a contingency fee basis and advance the costs to develop your case. If there is no recovery then you will pay no legal fees or costs. We take all of the financial risk so you can concentrate on what's most important: getting better as quickly as possible.
The insurance company has a team of experts working to pay you the least amount of money possible. Do not wait until you made a mistake in attempting to handle your own Connecticut accident case.
Get this valuable free information today by contacted the dedicated legal team at Hastings, Cohan & Walsh, LLP.