After an injury, dealing with insurance companies can be one of the most challenging aspects of seeking compensation. While insurers are critical to resolving claims, they often prioritize minimizing payouts over your recovery. This blog provides practical tips for handlinginsurance adjusters and protecting your rights.

Why Insurance Companies Are Difficult to Navigate

Insurance companies are profit-driven. Their adjusters are trained to:

• Minimize the value of claims.
• Deny liability wherever possible.
• Use recorded statements to reduce settlements.

In a 2022 survey, 68% of personal injury claimants reported difficulties negotiating with insurers.

Tip #1: Avoid Giving Recorded Statements Without Legal Advice

Insurance adjusters often request recorded statements to use against you later. Decline politely and consult your attorney before making any formal statements.

Tip #2: Document Everything

Keep detailed records of:

• Medical bills and reports.
• Correspondence with the insurance company.
• Photos of injuries, property damage, and the accident scene.

Documentation strengthens your claim and reduces the chance of disputes.

Tip #3: Don't Accept the First Settlement Offer

Initial offers are typically lower than the true value of your claim. A veteran attorney can evaluate the offer and negotiate for a fairer amount.

Tip #4: Understand Your Policy and Coverage

Familiarize yourself with your insurance policy to know what's covered. This is especially important in Connecticut, an at-fault state, where the liable party's insurer is responsible for compensation.

Tip #5: Seek Legal Representation Early

An attorney can protect you from common tactics used by insurance adjusters, such as delays or lowball offers. Research shows that claimants with legal representation recover up to 3 times more compensation than those who negotiate alone.

Dealing with insurance companies after an injury can be overwhelming, but knowing your rights and taking proactive steps can ensure a smoother process. An experienced attorney can be your strongest advocate, handling negotiations while you focus on recovery.

Take the First Step Towards Justice Today

Don't let the complexities of dealing with insurance companies overwhelm you after an accident. Reach out to Hastings, Cohan & Walsh, LLP today for a free consultation. Our experienced Connecticut personal injury attorneys are here to protect your rights, handle the negotiations, and ensure you receive the compensation you deserve. You pay nothing unless we win your case.

Get Your Free Consultation Now!