Blog

Many Connecticut victims of hit-and-run accidents believe they cannot recover compensation if the at-fault driver is never found. However, Connecticut law requires all drivers to carry uninsured/underinsured motorist (UM/UIM) coverage, which can provide compensation in these situations—even if the driver remains unidentified. This coverage may also extend to family members' policies in your household. If the at-fault driver has no insurance, or not enough to cover your damages, your UM/UIM policy can fill the gap. Acting quickly is crucial, as early investigations help preserve evidence and strengthen your claim. Whether you were in a car, on foot, or riding a bike, you should consult with an experienced attorney as soon as possible. Hastings, Cohan & Walsh, LLP can help uncover all potential insurance coverage and ensure no opportunity for compensation is missed. Call 203-438-7450 for a free consultation or visit www.hcwlaw.com.

If you’ve been injured in an accident, keeping copies of all medical bills and related expense receipts is essential to securing full compensation. These documents serve as critical evidence of your financial losses, including hospital visits, medications, equipment, and transportation to appointments. Regularly sending these records to your attorney helps keep your case strong and up to date. Injuries from accidents often bring physical pain, financial stress, and lost income. Before speaking with insurance companies or signing paperwork, it’s important to understand your rights. Hastings, Cohan & Walsh, LLP has decades of experience helping Connecticut injury victims. Contact them for a free consultation and download their free legal guide to learn what to do next. Call 203-438-7450 or visit www.hcwlaw.com.

Understanding Your Rights After a Motor Vehicle Accident in Connecticut Accidents happen daily in Connecticut, causing injuries, financial losses, and emotional distress. If you or a loved one has been involved in a car, truck, or motorcycle accident, knowing your legal rights is essential. Connecticut follows a fault-based system, meaning the at-fault driver is responsible for damages, including medical bills, lost wages, and pain and suffering. Types of Accidents We Handle Car Accidents: Often caused by distracted or reckless driving. Truck Accidents: More severe due to the size and weight of commercial vehicles. Motorcycle Accidents: Higher risk of injury due to limited protection. Pedestrian & Bicycle Accidents: Frequently result from driver inattention. How We Can Help Investigating Your Case: Gathering evidence, police reports, and medical records. Negotiating with Insurance Companies: Preventing unfair, low settlement offers. Providing Legal Representation: Fighting for maximum compensation in court if necessary. Protect Your Rights If you've been injured in an accident, don’t delay in seeking legal help. Hastings, Cohan & Walsh, LLP is committed to securing the compensation you deserve. Call 203-438-7450 or visit www.hcwlaw.com for a free consultation.

Slip and fall accidents are a leading cause of personal injury claims, especially in Connecticut, where icy winters and wet conditions create hazards. The CDC reports that falls account for over 8 million emergency room visits annually in the U.S. These accidents often result from dangerous conditions such as wet floors, icy sidewalks, uneven pavement, or poor lighting. To prove negligence, victims must show that a hazardous condition existed, the property owner knew or should have known about it, and the condition directly caused their injury. Under Connecticut’s comparative negligence rule, compensation may be reduced if the victim is partially at fault.

Insurance adjusters work for the insurance company, not for you, and their goal is to minimize payouts. Common tactics include offering lowball settlements, requesting recorded statements to use against you, and delaying the process to pressure you into accepting less. To protect your claim, provide only basic accident information, document all communications, avoid giving recorded statements, and never accept the first offer without consulting an attorney. A personal injury attorney can handle communications with the adjuster, prevent mistakes that harm your case, and negotiate a fair settlement. Hastings, Cohan & Walsh, LLP offers free consultations and fights to secure the best possible outcome for clients. Call 203-438-7450 or visit www.hcwlaw.com.

Conversion coverage is an optional addition to auto insurance that prevents your UM/UIM benefits from being reduced by the at-fault driver’s insurance payment. Without it, your insurer might subtract the at-fault driver's payout from your UM/UIM limit, reducing total compensation. For example, if your damages total $100,000 and the at-fault driver’s insurer pays $50,000, conversion coverage ensures you receive the full $100,000 from your UM/UIM policy in addition to the $50,000, totaling $150,000. Review your policy and consult your insurance agent to determine if conversion coverage is right for you. For legal guidance, contact Hastings, Cohan & Walsh, LLP at 203-438-7450 or visit www.hcwlaw.com for a free consultation.