Insurance Companies and Bad Faith Claims
Am I Covered? Insurance Companies and Bad Faith Claims Insurance policies are contracts between you and the insurance company. The first step in any claim is to review your policy, including endorsements, to determine who is covered, what is a “covered peril,” and if any exclusions apply. Insurance Bad Faith Insurance companies must handle claims with good faith and honesty. If they unreasonably deny or delay claims, it may lead to a bad faith claim. In Connecticut, these claims can involve breaches of good faith, negligence, or violations of statutory laws, such as the Connecticut Unfair Insurance Practices Act and Connecticut Unfair Trade Practices Act. What to Do if Your Insurance Company Acts in Bad Faith Keep detailed records of all communications, including dates, times, and the names of representatives. File a complaint with the Connecticut Insurance Commissioner’s office for an investigation. Seek legal assistance from an attorney experienced in insurance law to protect your rights. If you believe your insurer is acting in bad faith, don’t face it alone. Contact Hastings, Cohan & Walsh, LLP for a free consultation to navigate your claim and fight for the compensation you deserve. Call 888-244-5480 or visit www.hcwlaw.com for more information.