If you have been involved in a low impact Naugatuck CT car accident, one of the things that the insurance company of the at fault party will try and do is pay you less money because of the fact that it is a low impact crash. One of the major factors insurance companies look at in these cases is the amount of property damage caused by the accident because they will allege that the less damage there is to the motor vehicles than the less injured the plaintiff will be. The insurance company has even named these cases DOLF which stands for defense of litigated files or MIST, minor impact soft tissue cases. These cases typically involve low impact accidents with minor property damage as a result of which the injured party claims whiplash type injuries to the neck and back.
One recent study has shown that the less damage there is to a car, the higher the acceleration of the impacted vehicle and the greater the risk of injury to the spine. This happens because a motor vehicle that compresses or collapses in a collision absorbs more of the force of the impact then one that is damaged. This is due to the high tech design that goes into many of the newer cars these days. These cars are able to absorb a lot of the impact of the crash without showing extensive property damage.
So what can you do to improve the value of your Naugatuck, CT car accident or injury case if you are involved in a low impact collision? One definition insurance companies use to determine if an impact was minor is whether or not there is less than a certain dollar amount of damage to the motor vehicle. Since property damage estimates can vary greatly, you should take your damaged vehicle to the dealership for the make of the motor vehicle. Generally speaking, dealerships will charge more to repair your damaged vehicle then will your local body shop. You should also insist that new parts, and not used parts or reconditioned parts, be used to repair your vehicle. If the estimate to repair your vehicle is higher, then you stand a better chance of defeating the DOLF or MIST strategy used by many insurance adjusters.
The above example is just one of many ways that the insurance company will look to pay you the least amount of money possible for your case. It is extremely important that you contact an experienced Connecticut accident attorney or injury lawyer. We have decades of experience in representing injured parties and their families. Visit our website at www.hcwlaw.com and download a free copy of our almost 200 page book "The Crash Course on Personal Injury Claims in Connecticut." You can call our toll-free number at 888-244-5480 and we will be happy to answer your questions over the phone. You can also schedule a free in office consultation and we will review the facts of your case and advise you as to what you should be doing. You can even fill out our brief online form and we will get back in touch with you. There are far too many mistakes that you can make in handling your own claim. You need to get the advice of an experienced Connecticut accident attorney and injury lawyer. Don't get hurt a second time. Contact us today.