Insurance Companies and Medical Records: Protecting Your Connecticut Injury Case Value

Posted by Richard P. Hastings | Jan 24, 2012 | 0 Comments

If you have been injured through the fault of another in any type of Connecticut car accident, motorcycle crash, a slip and fall, dog bite injury, or through doctor or hospital malpractice there are a number of issues that you need to concern yourself about as you treat for your injury or condition. One of these issues involve the insurance company of the at fault party. In evaluating and determining your case value an insurance company will look at your medical records to see about your medical care and treatment and how the injury has affected you.  Therefore, in an effort to increase your case value, it is important that you keep in mind the following fact.

An Insurance company claims adjuster will pour through your medical records.  It is therefore very important to insure that all of your pains, injuries, symptoms, problems, and restrictions on activities are expressed to your health care professionals, in very great and specific detail,  so that these facts make their way into your medical records.  Doctors these days are very pressured and do not have a lot of time to spend with patients.  Often they seem to be very rushed.  Hence it is extremely important for you to be focused on your visit before you see your doctor.  Record all of your problems, pain and complaints in a notebook or journal and go through that list with your treating physician or other health care professional. You will allow the health care provider to give you better treatment because all of your complaints will be known and hopefully all of this information makes its way in to your medical record so that the insurance adjuster will see that all of these problems, restrictions, pains and complaints are laid out in great detail.

Insurance companies have a team of experts working hard looking for ways to minimize your case value and pay you the least amount of money possible for your case. Many times insurance adjusters will seem like they are working in your best interest and want to work with you to help you resolve your claim. You can help them to accomplish their objective in downplaying your Connecticut injury case value and paying you the least amount of money possible every time you speak directly to the insurance company or insurance adjuster. You have to realize that the insurance company representative is not your friend and is not looking to help you. Their job is to save the insurance company money. Do not speak with insurance representatives and do not agree to give a recorded statement. Don't forget that anything you say can and will be used against you to minimize case value.  Before you hire an attorney, speak to an insurance company representative or sign anything get a copy of our FREE book "The Crash Course on Personal Injury Claims" or call us right away and speak to one of our lawyers at (888) CT-LAW 00.

If you or a loved one has been injured in any type of accident or has suffered a wrongful death, we can provide you with FREE assistance and help in one of three important and different ways:

  1. Call us toll free at (888)-244-5480 and speak to us directly so we can answer whatever questions you might have about insurance claims or case value. There is no charge or no obligation for this free call.
  2. Fill out our brief online email form and we will get right back to you so we can answer your case value questions.
  3. Request our FREE book "The Crash Course on Personal Injury Claims" by visiting www.hcwlaw.com and filling out our two question request form so you can find out what you should and should not be doing.

Remember not every CT accident or injury case requires the services of a lawyer but you need to speak with a personal injury attorney if you have been injured in an accident or have been the victim of medical malpractice. If we feel you don't need a lawyer we will tell you and advise you what to do. Don't do something that could harm your Connecticut injury case value, contact the lawyers of Hastings, Cohan & Walsh, LLP today.

About the Author

Richard P. Hastings

Attorney Hastings concentrates his practice on personal injury and litigation. Devoted to helping those who have suffered some type of wrong, Richard P. Hastings concentrates his law practice on personal injury law.

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