Uninsured Motorist Claims and CT Accidents – Accident Lawyer
If you or someone you know has suffered an uninsured motorist claim in Connecticut, our accident attorneys can assist with your claim. Our accident lawyers are dedicated in helping our clients. There no out of pocket expenses or fees up front and hire experts to reinforce your case. At the conclusion of your case, our accident attorneys will be compensated for our costs from the recovery. If you do not collect any recovery, you do not owe us any fees or expenses and all costs will be taken care of by us. We mange all cases on a contingency fee basis and only collect money if you are awarded.
If your motor vehicle insurance policy does not provide you with coverage if involved with an uninsured motorist, we may be able to collect money damages. For a FREE scheduled consultation with us, contact us immediately so we can help you.
In the State of Connecticut, all drivers must carry the minimum limits of liability coverage. Under Connecticut law, minimum coverage is $20,000 per person and $40,000 per accident for bodily injury claims. Also, otherwise noted in writing, a driver must carry at least the same minimum limits for uninsured or underinsured motorist coverage.
If you have been injured in a hit and run accident where the at fault party can not be located or have been injured by a party who lacks insurance, you may be eligible to file a claim under the uninsured motorist protection coverage of your policy.
Uninsured motorist claims can be extremely complicated and your interests will be adverse to that of your own insurance company. We urge you to contact us as soon as possible before doing anything that can negatively impact your case or affect your potential settlement.
1. What Should I Do If I Am Involved In An Uninsured Motorist Claim?
Contacting our accident attorneys is extremely important. If you wait too long, you may have a negative affect upon your case. We might advise you not to give any statements or sign any authorizations, so it is beneficial to speak with us now. As with any case, there are potential notice requirements, and if missed, could possibly dismiss your uninsured motorist claim.
2. How is Liability Determined?
A personal injury case must touch upon the issue of how a “reasonable person” would be expected to act in the situation in which the injury occurred. When a person fails to act like a “reasonable person” they may be deemed negligent. For a party to be found negligent, a jury must find whether he or she had met the “reasonable person standard.” This issue is decided by a jury through presentation of evidence and oral arguments. This is just one of the many reasons you should contact us about your uninsured motorist claim and help form a solid case.
3. What Compensation Might I Receive If My Case is Successful?
The liable party who caused the injury must pay through his or her liability insurance company the injured party for:
- Past and future medical care expenses
- Past and future income lost due to the accident
- Long term or permanent physical disability or disfigurement
- Loss of family, social, and educational experiences
- Emotional damages: stress, embarrassment or depression
- Strains on family relationships
- Punitive Damages (In Extraordinary Cases)
- Damaged Property
The “damages,” or compensation, is money awarded to injured party is intended to reinstate him or her to the status before the injury occurred. This money can not be considered income except for income lost during the time of injury and is not taxable as income by the state or federal government.
4. How Do I Go About Getting Experts To Help Me With My Uninsured Motorist Claim?
Our personal injury law firm will be able to hire experts to assist and strengthen you uninsured motorist claim. Experts may include an accident reconstruction specialist, a private investigator or a car insurance agent.
5. Who Will Pay The Expenses of Hiring All Of These Experts?
Money is not asked for up front. Our accident lawyer will advance all costs and expenses as they are relevant to your uninsured motorist case. When the case is concluded, we would be compensated for the costs from the recovery. If there is no recovery gained, the client will not owe us anything and all costs will be covered by us.