Underinsured Motorist Claims in CT – Accident Attorney
If you or someone you know has an underinsured motorist claim in Connecticut, our accident attorneys can assist with your claim. Use our experienced injury lawyers to represent your underinsured motorist claim. There are no fees asked up front and hire expert witness to help strengthen your case. At the conclusion of the case, we will be compensated for our costs from the settlement. If not settlement is awarded, you do not owe us anything and we pay for all fees. All cases that we represent are based on a contingency fee which means you do not pay us unless you collect money.
Our Connecticut accident lawyers may be able to collect money damages for you even if your own motor vehicle insurance policy does not provide you coverage. If you have been involved with an underinsured motorist, contact us immediately for a Free Consultation about the services we offer to help you.
According to Connecticut law, every driver must hold a minimum limit of liability coverage of $20,000 per person and $40,000 per accident for bodily injury claims. Also, unless opted in writing, a driver must hold no less than the minimum limits for underinsured motorist coverage.
An at fault driver who injures you and does not have enough insurance to compensate you for your injuries and damages, then it may be possible you may qualify to submit a claim under the underinsured motorist protection coverage of your policy.
Claims concerning underinsured motorists can be enormously complicated and your interests will be adverse to that of your own insurance company. Our accident attorneys highly advise you to contact us immediately before doing anything that may potentially harm collecting a settlement for your underinsured motorist claim.
1. What Should I Do If I Am Involved In An Underinsured Motorist Claim?
Contacting an accident attorney who can help your underinsured motorist claim is extremely important. It is imperative not to do anything which may negatively affect your claim. Our accident lawyers may advise you not to give any statements or sign any authorizations as it may have a harmful affect on your claim. If potential notice requirements are missed, it could result in the dismissal of your underinsured motorist claim.
2. How is Liability Determined?
How a “reasonable person” would be expected to act in the situation where the injury took place is a critical issue in a personal injury case. Negligence can be found when a person fails to act like a “reasonable person.” Whether or not a person has met the “reasonable person standard” may prove negligence and is determined by a jury after the presentation of evidence and an oral trial. This alone is a reason you should contact our office and help formulate and develop your case.
3. What Compensation Might I Receive If My Case is Successful?
A person who is found liable for injuries to the other party must pay through his or her liability insurance company:
- Past and future medical care expenses
- Past and future income lost due to injury
- Long term or permanent physical disability
- Long term or permanent disfigurement
- Loss of family, social, and educational experiences
- Emotional damages: stress, embarrassment, or depression
- Strains on family relationships
- Punitive Damages (In Extraordinary Cases)
- Damaged Property
“Damages” or compensation is money intended to restore you to the status you were in previous to the injury which resulted in the underinsured motorist accident. The money awarded can not be considered income except money paid for loss of income and can not be taxed by the state or federal government.
4. How Do I Go About Getting Experts To Help Me With My Underinsured Motorist Claim?
Our accident attorneys have the ability to hire experts which can enhance your underinsured motorist case. Experts may include a private investigator, car insurance agent or an accident reconstruction specialist.
5. Who Will Pay The Expenses of Hiring All Of These Experts?
All fees and expenses of the case are advanced. Concluding the underinsured motorist, we would be reimbursed for the fees owed from the recovery. If no recovery or settlement is awarded, the client does not owe us anything.