After being involved in a Connecticut car accident case, many people think that they can handle their own personal injury claim because after all, how difficult can it be if the other person caused your accident. A Connecticut personal injury lawyer needs to be consulted as soon as possible after your accident so you can understand exactly what you are up against. If you choose to deal directly with the insurance company of the person that caused your accident, you will quickly find out that you are in way over your head and that you need to speak with a Connecticut accident lawyer because you don't understand what you are doing. It may be too late to consult with a Connecticut injury lawyer or accident attorney at this particular point in time because you could have done some things that seriously damaged your case.
The first issue that you will have to deal with in a Connecticut accident case is that of liability. In other words, who is at fault in causing the accident. To make matters more complicated, Connecticut follows the rule of modified comparative negligence which means that your recovery will be reduced by your percentage of fault, up to 50%, after which point in time you will not be able to collect a dime. In other words, if you are found to be 40% liable for your accident then the case will be reduced by this 40%. If you are found to be 51% liable for the accident then you will not be able to collect any money.This means that the insurance adjuster of the at fault party will try to claim that you are somehow responsible, at least in part, damages and injuries that resulted from the accident. You might be asked questions as: were you traveling over the speed limit; could you have turned your vehicle to the right or to the left to have avoided the accident; why didn't you hit the brakes; and their insured claimed that you are partially responsible for the accident.
As you can see, the insurance adjuster of the person that caused your accident has a number of different ways to claim that you are at least partially responsible for the accident so they can reduce any amount of money that you may be awarded. Because most people do not have a clue as to how to deal with the insurance adjuster, the insurance adjuster's job in trying to pay the least amount of money possible will become much easier. This is exactly the reason why you need to consult with an experienced Connecticut accident lawyer and injury attorney at the earliest possible convenience. You should always consult with a Connecticut personal injury lawyer before you speak with the insurance adjuster of the at fault party. If you do not take this advice and speak with a Connecticut injury lawyer and accident attorney first, you could seriously injure your case.
Please visit our website at www.hcwlaw.com and take it vantage of the wealth of free information that we have available for you. Download our free book, watch our videos, read our articles, call and speak with our Connecticut injury lawyers, by calling 888-244-5480, schedule a free consultation with one of our Connecticut accident attorneys, fill out our brief online form and tell us some information about your case and we will contact you, but whatever you do make sure you contact us before you hire a lawyer, speak to an insurance adjuster, or sign any paperwork. We are here to help you, the insurance adjuster is not!